Business Accounts

Regular TT$ Current Account

RUNNING A BUSINESS IS NOT ALWAYS EASY BUT MANAGING YOUR ACCOUNTS SHOULD DEFINITELY BE SIMPLE

Applicants accepted: all professionals, business companies, limited liabilities, sole proprietors, partnership accounts, trusts, non-profit organisations, etc.
First 100 cheques free
Debit Card is available to sole proprietors only

WE WILL GROW WITH YOUR BUSINESS, SO IT CAN CONTINUE TO THRIVE

Applicants accepted: all professionals, business companies, sole proprietors, partnership accounts, trusts, non-profit organisations, etc.
*0.25% interest if balances below $10,000,000
Interest calculation: monthly, on average balance
Debit Card is available to sole proprietors only

One valid form of Photo ID (Passport, National ID) from each:
- Beneficial owner with more than 10% shareholding interest
- Director
- Account Signatory
- Corporate Secretary
Certificate & Articles of Incorporation
ANSA Bank ‘Know Your Customer’ Form
Certificate & Articles of Continuance (if incorporated before 1996)
Articles of Association (if incorporated before 1996)
- By-Laws (if incorporated after 1995)
Annual Return within the last 12 months
Return of Beneficial Ownership (Form 45)
Financials or Management Accounts for the last 3 years
Corporate/Board Resolution
Declaration of Source of Funds for deposits over TT$50,000
The following listed businesses also require registration certification by FIU
- Co-operative & Building Societies
- Non-Profit Organizations
- Real Estate
- Money or Value Transfer Services
- National Lotteries/On-line betting
- Art Dealers
- Motor Vehicle Sales
- Jewellery
- Gaming Houses/Pool Betting
- Private Members’ Club
- Professional Providers – Attorneys, Accountants
- Trusts & Company Service Provider
Foreign Entities would also require:
- Certified copies of documents listed above
- Banker’s reference
- FATCA W-8BEN/W-9 Form (for US persons)

One valid form of Photo ID (Passport, National ID) from each partner
Proof of address from each partner
- Utility bill not older than 3 months (Cellular bills not accepted)
- Statement from another financial institution
- Address via register of electors
ANSA Bank ‘Know Your Customer’ Form
Certificate of Registration
Partnership Deed/Agreement
Form 2 – Return of Beneficial Ownership
Form 3 – Annual Returns (as applicable)
Proof of Earnings
- Financials or Management Accounts for the last 3 years
- For newly incorporated businesses – Financial Projections for 3 years
Declaration of Source of Funds (for deposits over TT$50,000)
Foreign Nationals
- If employed in T&T must provide a valid work permit/CSME certificate/residency certificate
- A banker’s reference needed if no local financial history
- FATCA W-8BEN/W-9 Form (for US persons)

An individual earning income from independent work but not operating a registered business.

Requirements:

An individual operating a business that is registered with the Registrar General’s Department under a business name.

Requirements:

ANSA Bank ‘Know Your Customer’ Form
One form of Photo ID for all Board Members, trustees and/or signatories – (Passport, National ID, Drivers Permit) – must be valid
- CBTT Guidelines states that ID must contain nationality so if drivers permit is presented you must neither submit two IDs or DP along with birth certificate
- High risk clients /(PEPs) must present two IDs
Utility bill for all Board Members, trustees and/or signatories
Certificate of Incorporation
By-Laws or charter
Financials or Management Accounts for the last 3 years or tax returns for the last 3 years
Registration certification by FIU
Authorized minutes of AGM where directors are appointed.
Purpose, ideology or philosophy of NPO.
Geographic areas served.
Organizational structure.
Donor and volunteer base.
Funding and disbursement criteria.
Affiliation with other NPOs, government or groups.