About Us
ANSA Bank opened to the public on April 6, 2021, through the acquistion of 100% of the shares of Bank of Baroda (Trinidad and Tobago) Limited by ANSA Merchant Bank Limited
ANSA Bank is a fully indigenous commercial bank that is backed by the financial stability and global strength of ANSA Merchant Bank, a member of the ANSA McAL Group of Companies.
The cream of local banking executives and customer experience operatives have joined the ANSA Bank team, so you are in good hands.
We will have specialists on hand to advise on Personal and Commercial banking, while others are experienced in Treasury and Foreign Exchange; Wealth Management; Risk Management; and Merchant Banking.
ANSA Bank also offers a Virtual Contact Center supported by WhatsApp, Email, Live chat and phone for those who prefer not to travel to a Branch. The days of standing in line and waiting to be served at a bank branch are over. Time is precious!
We look forward to showing you all that the new ANSA Bank has to offer. We think you will be inspired in the most positive way..
Our Leadership Team
David Dulal-Whiteway
Chairman
Mr. Dulal-Whiteway is a career banker and has been at the helm of seven institutions. Having spent over 25 years at the largest bank in Trinidad and Tobago, he retired as Managing Director in 2016, a position he held for 11 years.
Mr. Dulal-Whiteway completed a BSc in Management Studies at the University of the West Indies and holds an MBA from the Richard Ivey School of Business, University of Western Ontario. He is a Member of Certified General Accountants of Ontario, As Chief Executive Officer of the Arthur Lok Jack Global School of Business, he is committed to inspiring and equipping his fellow citizens to follow their dreams whilst contributing to the growth of the country. He is also Chairman for Foundation for The Enhancement & Enrichment of Life which collaborates with Civil Society to assist disadvantaged persons, throughout Trinidad & Tobago, achieve their full potential.
He is active on several institutional boards, in addition to his role as Chairman of ANSA Bank.
Savon Persad
Managing Director
Mr. Persad brings over 30 years of distinguished experience within the Banking sector. Of these, he has recently held various Senior Executive level positions, both at a local and global level for the last 20 years. He previously fulfilled the role of Vice President (International Banking), Retail and Business Banking, Caribbean, Central America and Uruguay with overall responsibility for strategic direction and leadership of the Retail and Business Banking business lines. He also served as Managing Director and Chairman of the Board of Directors at previous financial institutions.
Mr. Persad is a Chartered Accountant and a Fellow of the Association of Chartered Certified Accountants (FCCA) of England, also holding a Master’s degree in Business Administration (MBA) with a Distinction in Finance. In addition, Mr. Persad’s accomplishments include a Bachelor of Science Degree with Honors in Economics from the University of the West Indies, St. Augustine Campus.
With experience spanning multiple disciplines, including Corporate and Commercial Banking, Global Risk Management, Finance and Treasury, Trade Finance, Operations and Bancassurance, Mr. Persad will be leading the executive team at ANSA Bank Limited in executing the Company’s strategic and operational objectives. Utilizing his wealth of expertise, he has been entrusted with the responsibility of managing the continued evolution of ANSA Bank.
Tricia Lohr- Govia
Head of Operations
Mrs. Lohr-Govia is a seasoned professional with over 20 years of extensive experience in the banking industry. Her unique blend of expertise in technology and operations has led to a successful career marked by her contributions to innovation and transformational change.
As the Head of Operations, Tricia is responsible for overseeing and enhancing the bank's daily operations, with a focus on efficiency, compliance, and delivering exceptional customer service. She plays a key role in major transformative initiatives, ensuring that operational requirements are clearly defined during the design phase and facilitating change management and effective implementation within the operational and control environment. Since assuming the role of Head of Operations in 2024, she has made an impact on the organization, implementing effective controls and strategies that enhance operational efficiency and improve customer experiences.
Tricia is committed to continuous improvement and is passionate about creating a culture of excellence within her team and delivering innovative solutions for the Bank’s clients.
Kirk Henry
Chief Information and Digital Officer
Mr. Henry has built a track record over the last 20 + years in the financial sector at various levels for designing, building, and deploying IT solutions to solve business challenges. He operated as the CEO of the National Information and Communication Technology Limited (iGovTT) where he was recognized for turning around the fortunes of iGovTT over the last few years and particularly during the current pandemic.
As CDO for ANSA Bank, he is committed to spearhead Digital transformation, implementation, and management of all digital facets of the bank.
Edmund Joachim
Head of Retail & Commercial Banking
Mr. Joachim has framed a successful career over the last 15+ years by leading in management roles within areas such as Accounting, Information Technology, Marketing, Finance. Mr. Joachim's experience also comes fortified with a background of academic excellence. Several private sector firms throughout the Caribbean region have also utilised his vast expertise and experience for business consultancy services. He joined the Group in 2019 as the Head of Business Development before moving into his current role.
As the Head of Retail & Commercial Banking for ANSA Bank, he has the responsibility of securing business for all facets of the bank - including Retail & Commercial Financing, Treasury Services, Investments and Wealth Management as well as Capital Market funding. He is also tasked with managing the bank's Customer Experience while providing dynamic leadership to a team of business development officers in order to provide a superior level of service and ultimately, business profits. He also holds a seat on the events committee of ANSA Merchant Bank, as well as the marketing council of the ANSA McAl group of companies.
Cathy-Ann Ramsumair-Pustam
Head of Private Banking
Cathy-Ann Ramsumair-Pustam has over 20 years of experience in banking, functioning in several capacities including as a Financial Planner, Private Banker and most recently as a Senior Wealth Manager at ANSA Merchant Bank. Since she joined the ANSA McAL Financial Services Sector in 2018, she has been responsible for growing and managing the wealth management business with a heavy focus on client satisfaction, engagement, and excellent client servicing. In addition, Cathy-Ann was responsible for the team of wealth managers in the south and central markets with oversight for wealth-based sales efforts across both new business and existing customers
Mrs. Ramsumair-Pustam has earned a Master of Business Administration (MBA) degree with distinction from Anglia Ruskin University, as well as, a BSc in Management Studies degree from the University of the West Indies (UWI). As a practicing Financial Planner, she is also a proud holder of a Personal Financial Planning (PFP®) designation from the Canadian Securities Institute.
In her role as Head of Private Banking, she will be responsible for leading and managing the Private Banking division by developing and implementing strategies to attract and retain high-net-worth clients. She will be tasked with managing the delivery of exceptional client experiences and providing financial advice based on clients’ financial goals. Mrs. Ramsumair-Pustam embraces this new opportunity with a personal motto of “placing clients’ needs first.”
