Vehicle Loans
Get the keys to your new car this holiday season with our flexible and affordable car loan.
Key Features:
- Up to 100% financing
- Include your insurance in one simple plan
- Save more! A bigger downpayment gets you a lower rate
* Terms and conditions apply. Subject to insurability and normal lending criteria.
inOne Mortgage
Settle into your dream home with our inOne Residential Mortgage, designed to make homeownership easier.
Key Features:
- Start with as low as 5% downpayment
- Qualify for 1-3 years insurance included
- Save more! A bigger downpayment gets you a lower rate
* Terms and conditions apply. Subject to insurability and normal lending criteria.
Personal Loans
Get extra support for gifts, renovations, or any of life’s moments this season. Choose the loan that works for you.
Key Features:
- Borrow up to 6x your monthly salary
- Low interest rates
- Both Secured and Unsecured loan options
* Terms and conditions apply. Subject to insurability and normal lending criteria.
Smarter Savings Fee-less Accounts
Grow your savings faster in the new year with our high-return, no-fee accounts.
Key Features:
- No Fees!
- Save faster for your goals
- Get the best returns on the market
Ready to switch to a new way?
We are ready to guide you to the right product.
Visit one of our touchpoints or contact us today to get started.
Frequently Asked Questions
Visit our Virtual Banking Centre to access FAQs and tutorials related to Digital Banking.
What criteria does ANSA Bank use to determine if I qualify for a loan?
We look at four main factors to assess your loan eligibility:
- Employment: Your current status and length of employment.
- Credit History: Your credit rating and past loan history.
- Financial Health: Your income relative to your current financial commitments.
- Collateral: The availability and value of assets offered as security.
Note: ANSA Bank reserves the right to request additional information or documentation if necessary during the application process.
Can self-employed persons or retirees apply for a loan?
Yes. Both self-employed individuals and retirees are welcome to apply, provided they meet specific documentation requirements:
- Self-Employed: You usually need to provide proof of income—such as financial statements or bank statements—to demonstrate repayment ability.
- Retirees: You may need to provide pension statements or proof of other steady income sources.
What can I use an ANSA Bank loan for?
Our loans are designed to be flexible to help you achieve your goals this season, including:
- Buying a vehicle
- Taking a vacation
- Home renovations
- Education expenses
- Debt consolidation
- Healthcare expenses
- Savings and investments
Why should I open a deposit account with ANSA Bank?
Opening a Savings or Chequing account with us offers several distinct advantages:
- Zero Fees: Keep more of your money with no hidden charges.
- Faster Growth: Our competitive returns help you save faster.
- Great Rates: Enjoy attractive interest rates on your balance.
Do ANSA Bank’s mortgage rates change?
Yes. Like other commercial banks in Trinidad and Tobago, our mortgage rates are variable and may adjust over time. Changes are influenced by factors such as:
- Funding Costs: The cost to the bank to borrow money.
- Market Conditions: Economic trends and the wider interest rate environment.
- Pricing Strategies: Our aim to remain competitive in the market.
- The MMRR: The Mortgage Market Reference Rate set by the Central Bank, which serves as a benchmark for mortgage pricing.
