Personal Loans

At ANSA Bank, we offer personal loans to help you manage life’s big moments. Whether you’re facing an unexpected expense, planning a dream vacation, or consolidating debt, we provide the financial support you need with terms that work for you.

Why Choose an ANSA Bank Personal Loan?
  • Flexible Rates: Enjoy competitive, flexible rates and repayment terms tailored to your unique financial situation.
  • Versatile Financing: Use your loan for higher education, home improvements, medical bills, travel, or debt consolidation.

    • Choose the Loan That Fits You:

    Secured Loan

    You will be required to offer collateral against the loan. Find out how much your monthly repayments could be and get pre-approved online.

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    Unsecured Loan

    You will not be required to offer collateral against the loan. Find out how much your monthly repayments could be and get pre-approved online.

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    These loans are for an agreed amount for an agreed length of time.

    Requirements

    Individuals

    For Sole Traders / Self-Employed Individuals

    • ANSA Bank 'Know Your Customer' Form
    • One valid form of Photo ID (Passport, National ID)
    • Proof of address
    • Certificate of Registration
    • Professional license (if applicable)
    • Regulated Professions require certificate to practice, Doctors, Accountants, Lawyers
    • Proof of Earnings – Business bank account statements for 6 months Financials or management accounts for the last 3 years
    • Repayment Terms: Flexible repayment periods ranging from 6 – 72 months , allowing you to choose a term that best suits your financial goals and monthly budget.
    • Annual Percentage Rate (APR): Competitive rates between  10% to 13% APR, based on approved loan amount, term and credit assessment.
    • Fees & Charges: View our updated fees and charges for installment loans here.
    Representative Example
     
    Loan Amount: TT$50,000
    Term: 5 years (60 months)
    Representative APR: 9.93% (includes 8.99% interest rate plus TT$1,000 processing fee and TT$80 credit check fee)
    Monthly Payment: TT$1,037.68
    Total Amount Repaid: TT$62,260.51
    Total Cost of Credit: TT$13,320.51