Mortgages

Buying a house is always a big step. Our flexible solutions make property ownership easier.

These are some of the types of mortgages we commonly offer:

1. Residential Mortgage

To purchase or build your home.

2. Land Mortgages

To purchase a parcel of land.

3. Equity Mortgages

To use your property as equity to renovate your home or to expand your business.

4. Bridging Finance

Short term facility during the construction phase of the project where funds are released in line with the development.

Get pre-approved for a residential mortgage or home equity loan

Apply Now
Requirements

5. Commercial Mortgages

For businesses purchasing a property or land using their existing property as equity for their working capital needs.

Get pre-approved for a commercial mortgage

Apply Now
Requirements

Requirements

Individuals
  • ANSA Bank Know Your Customer Form
  • One valid form of Photo ID (Passport, National ID)
  • Proof of address
  • Proof of income – must be verified by a phone contact from an independent source (yellow pages)
  • Job letter (Verified by telephone with employer)
  • Salary slip (in the last 2 months)
  • If retired: NIS Slip, Pension Statement or Bank statement validating pension
  • Bank account statements for the last 3 months
  • Declaration of Source of Funds (for deposits over TT$50,000)
  • If self-employed: Income Declaration Form
Limited Liability Companies
  • ANSA Bank Know Your Customer Form
  • One valid form of Photo ID (Passport, National ID) from each:
  •       * Beneficial owner with more than 10% shareholding interest
  •       * Director
  •       * Account Signatory
  •       * Corporate Secretary
  • Certificate & Articles of Incorporation
  • Certificate & Articles of Continuance (If incorporated before 1996)
  • Articles of Association (If incorporated before 1996)
  • By-Laws (if incorporated after 1995)
  • Annual Return within the last 12 months
  • Return of Beneficial ownership (Form 45)
  • Financials or Management Accounts for the last 3 years
  • Corporate/Board Resolution
  • Declaration of Source of Funds for deposits over TT$50,000

The following listed businesses also require registration certification by FIU