Individual Accounts
Regular TT$ Savings Account
Get started with a simple and solid savings account that suits your needs.
Minimum Opening Balance
$100
Interest Rate
0.25%
monthly on minimum balance
Maintenance Fees
$4 /month
Debit Card & Cheque Book
Free
- Applicants accepted: all resident / non-resident individuals including minors in single and joint names
- 30 free cheques per quarter
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- $25 if balance goes below $1000
- $20 for account closure
- $10 per statement page
- $5/qtr for ledger folio charges
- $1/cheque after first 100 leaves
Regular US$ Savings Account
Get started with a simple and solid savings account that suits your needs.
Minimum Opening Balance
US$100
Interest Rate
0.10%
monthly on minimum balance
Maintenance Fees
$0/month
- Applicants accepted: all resident / non-resident individuals including minors in single and joint names
- Interest Calculation: monthly on the minimum balance
Minimum Opening Balance
$100
Interest Rate
0.25%-0.35%*
Maintenance Fees
$4 /month
Debit Card & Cheque Book
Free
- Applicants accepted: All resident / non-residents salaried persons
- 30 free cheques per quarter
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Minimum Opening Balance
$1000
Interest Rate
0.25%-0.35%*
Maintenance Fees
$0 /month
Debit Card & Cheque Book
Free
- Applicants accepted: all resident / non-resident individuals including minors in single and joint names
- 60 free cheques per quarter
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Senior Account
Stress-free banking solution for the senior citizens of Trinidad and Tobago
Minimum Opening Balance
$100
Interest Rate
0.25%-0.50%*
Maintenance Fees
$0 /month
Debit Card & Cheque Book
Free
- Applicants accepted: Senior citizens, 55 years and over
- 60 free cheques per quarter
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- No Fees
- *Interest rates on Balances:
- $1 – $14,999: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $249,999: 0.35%
- $250,000 – $499,999: 0.40%
- $500,000 – $999,999: 0.45%
- over $100,000: 0.50%
TT$ Chequing Account
Minimum Opening Balance
$1000
Maintenance Fees
$0/month
(if balance remains above $1,000)
Debit Card
Free*
(for personal accounts only)
1st Cheque Book
Free
(50 leaves)
- Applicants accepted: all resident / non-resident individuals including minors in single and joint names
- Unlimited FREE in-branch transactions – deposits, withdrawals, balance checks, printing statements.
- 100 free cheques per year
- Interim statements printed in branch attract a fee of $6/page
- No charges for POS transactions
- No charges for ABM transactions at any bank ABM
- $25 charge if balance goes below $1000 within the month
- $1.00 per leaf above 1st 100 cheques/year
- $6 per page for in-branch printing of interim statements
Minimum Opening Balance
$100
Interest Rate
0.25%-0.35%*
Maintenance Fees
$4 /month
Debit Card & Cheque Book
Free
- Applicants accepted: All female resident / non-residents
- 30 free cheques per quarter
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Young Star Account
Reach your savings goals through developing a regular saving habit in your youth.
Minimum Opening Balance
$100
Interest Rate
0.25%-0.35%*
Maintenance Fees
$4 /month
Debit Card & Cheque Book
Free
- Applicants accepted: All residents from 10 to 21 years old
- Cheque facility available for 17+ accountholders
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Minimum Opening Balance
$100
Interest Rate
0.25%-0.35%*
Maintenance Fees
$2 /month
Debit Card & Cheque Book
Free
- Applicants accepted: All residents up to 10 years old jointly held with parent/guardian
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Classic (Centenary) Account
Reach your savings goals through developing a regular saving habit in your youth.
Minimum Opening Balance
$1000
Interest Rate
0.25%-0.35%*
Maintenance Fees
$0 /month
Debit Card & Cheque Book
Free
- Applicants accepted: All residents / non-residents including minors in single and joint names
- 60 free cheques per quarter
- Set up an auto- sweep to a Term Deposit account or auto-reverse sweep
- Interest Calculation: monthly on the minimum balance
- No POS transactions charges
- No ABM charges at any bank ABM
- Digital bank statements
- *Interest Rates on balances:
- $1 – $15,000: 0.25%
- $15,000 – $49,999: 0.30%
- $50,000 – $99,999: 0.35%
- $100,000 & above: 0.35%
See all Fees & Charges
Requirements To Open An Account
For Individuals
- ANSA Bank Know Your Customer Form
- One valid form of Photo ID (Passport, National ID)
- Proof of address
- Proof of income – must be verified by a phone contact from an independent source (yellow pages)
- Job letter (Verified by telephone with employer) Salary slip (in the last 2 months) If retired: NIS Slip, Pension Statement or Bank statement validating pension
- Bank account statements for the last 3 months
- Declaration of Source of Funds (for deposits over TT$50,000)
For Sole Traders /
Self-Employed Individuals
- ANSA Bank Know Your Customer Form
- One valid form of Photo ID (Passport, National ID)
- Proof of address
- Certificate of Registration
- Professional license (if applicable)
- Regulated Professions require certificate to practice, Doctors, Accountants, Lawyers
- Proof of Earnings – Business bank account statements for 6 months Financials or management accounts for the last 3 years
- Declaration of Source of Funds (for deposits over TT$50,000)
Get the latest news from us
Copyright © ANSA Bank 2022. All rights reserved.