Fees and Charges
Personal Accounts
| FEES AND CHARGES | REGULAR – TT$ | REGULAR – US$ | SENIOR |
| Monthly Account Maintenance Fee | TT$ 4 | Nil | NIL |
| Minimum Balance Requirement | TT$ 100 | US$ 100 | TT$ 100 |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | US$ 5 | TT$ 10 |
| Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | US$ 5 | TT$ 10 |
| Ad hoc Printing of Account Statement Charge | TT$ 6 | Nil | TT$ 6 |
| Initial Issue of Debit Card Charge | Free | N/A | Free |
| Duplicate Issue of Debit Card Charge | TT$ 25 | N/A | TT$ 25 |
| Balance Confirmation Certificate | TT$ 25 | ||
| Letters to Embassies for Obtaining VISA | TT$ 25 | ||
| Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
Personal & Premium Savings Accounts
| FEES AND CHARGES | PERSONAL | PREMIUM |
| Monthly Account Maintenance Fee | Nil | Nil |
| Minimum Balance Requirement | TT$ 100 | TT$ 1,000 |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 20 |
| Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 20 |
| Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
| Initial Issue of Debit Card Charge | Free | Free |
| Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
| Balance Confirmation Certificate | TT$ 25 | |
| Letters to Embassies for Obtaining VISA | TT$ 25 | |
| Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
Special Savings Accounts
| FEES AND CHARGES | SENIOR | SMART FEMALE |
| Monthly Account Maintenance Fee | Nil | TT$ 4 |
| Minimum Balance Requirement | TT$ 100 | TT$ 100 |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 10 |
| Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 10 |
| Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
| Initial Issue of Debit Card Charge | Free | Free |
| Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
| Balance Confirmation Certificate | TT$ 25 | |
| Letters to Embassies for Obtaining VISA | TT$ 25 | |
| Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
Youth Savings Accounts
| FEES AND CHARGES | YOUTH STAR | KID STAR |
| Monthly Account Maintenance Fee | TT$ 4 | TT$ 2 |
| Minimum Balance Requirement | TT$ 100 | TT$ 100 |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 10 |
| Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 10 |
| Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
| Initial Issue of Debit Card Charge | Free | Free |
| Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
| Balance Confirmation Certificate | TT$ 25 | |
| Letters to Embassies for Obtaining VISA | TT$ 25 | |
| Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
Commercial Accounts
| FEES AND CHARGES | REGULAR CURRENT ACCOUNT |
| Account Maintenance Fee | Nil |
| Minimum Balance Requirement | TT$ 1,000/- |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 25 |
| Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 20 |
| Ad hoc Printing of Account Statement Charge | TT$ 10 |
| Initial Issue of Debit Card Charge | Free |
| Duplicate Issue of Debit Card Charge | TT$25 |
| Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
| Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
| FEES AND CHARGES | PREMIUM CURRENT ACCOUNT |
| Account Maintenance Fee | Nil |
| Minimum Balance Requirement | TT$ 15,000/- |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 40 |
| Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 20 |
| Ad hoc Printing of Account Statement Charge | TT$ 10 |
| Initial Issue of Debit Card Charge | Free |
| Duplicate Issue of Debit Card Charge | TT$25 |
| Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
| Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
| FEES AND CHARGES | PREMIUM PRIVILEGE CURRENT ACCOUNT |
| Account Maintenance Fee | Nil |
| Minimum Balance Requirement | TT$ 40,000/- |
| Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 60 |
| Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 40 |
| Ad hoc Printing of Account Statement Charge | TT$ 10 |
| Initial Issue of Debit Card Charge | Free |
| Duplicate Issue of Debit Card Charge | TT$25 |
| Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
| Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
Term Deposits
| FEES AND CHARGES | FIXED DEPOSIT SCHEME TT$ | FIXED DEPOSIT SCHEME US$ | FIXED DEPOSIT (MONTHLY INCOME PLAN) | FIXED DEPOSIT (QUARTERLY INCOME PLAN) | RECURRING DEPOSIT |
| Account Opening Charge | Free | Free | Free | Free | Free |
| Account Closure Charge | Free | Free | Free | Free | Free |
| Printing of Statement Charges | Free | Free | Free | Free | Free |
| Account Maintenance | Free | Free | Free | Free | Free |
| Any Other Charges | Nil | Nil | Nil | Nil | Nil |
| Prepayment Penalty for premature withdrawal of all deposits, interest will be paid at one percent (1%) less than the rate which is applicable at the time of placing the deposit, for the period for which the deposit has actually run (subject to floor of 0%). |
Transactions
| FEES AND CHARGES | AMOUNT |
| CC/OD/Loan Processing/Negotiation Fee | 1.5% on all loans; minimum: TT$ 1,000 |
| Wire Transfer Charges | US$ 10 for transactions between US$ 1 – US$ 15,000 |
| SWIFT/RTGS/Foreign Direct Deposit | US$ 15 for transactions between US$ 15,001 – US$ 50,000 |
| US$ 25 for transactions above US$ 50,001 | |
| Stop Payment Charges | TT$ 25 |
| LINX – Use of other bank’s ATM | Nil |
| LINX – Use of other bank’s POS Terminal | TT$ 0.75 per transaction |
| LINX – Balance Inquiry at other bank’s ATM | Nil |
| US$ Direct Deposit/Cheque Collections | 0.1% on amount Minimum TT$ 64 |
| Modification message charges (customer’s request) SWIFT RTGS/ RF2I | US$-20 TT$-20 |
Notes:
- ANSA Bank reserves the right to change/revise any of its charges/ fees.
- Please note that the information shown does not include all of our fees and service charges. Requests for additional information on charges for other services can be made at the Branch concerned.
- In addition to above fees/charges, out of pocket expenses/costs on an actual basis shall be recovered in respect of services, wherever.
- Valuation, legal (including stamp duty and any other professional fee), inspection charges, etc shall be recovered separately on an actual cost.
- Postages/courier charges shall be recovered on an actual cost.
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