• About
  • Account Application
  • Vehicle Loan
  • FAQs
  • Forms
    • KYC Individual
    • KYC Corporate
  • News
    • Update Contest
  • Contact
Go To ANSA Merchant Bank →
  • About
  • Account Application
  • Vehicle Loan
  • FAQs
  • Forms
    • KYC Individual
    • KYC Corporate
  • News
    • Update Contest
  • Contact

Fees and Charges

Regular Savings Accounts

FEES AND CHARGES REGULAR – TT$ REGULAR – US$
Monthly Account Maintenance Fee TT$ 4 Nil
Minimum Balance Requirement TT$ 100 US$ 100
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 10 US$ 5
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) TT$ 10 US$ 5
Ad hoc Printing of Account Statement Charge TT$ 6 Nil
Initial Issue of Debit Card Charge Free N/A
Duplicate Issue of Debit Card Charge TT$ 25 N/A
Balance Confirmation Certificate TT$ 25
Letters to Embassies for Obtaining VISA TT$ 25
Ledger Folio Charges Free up to 5 transactions per month, TT$ 1 above 5 transactions per month

Personal & Premium Savings Accounts

FEES AND CHARGES PERSONAL PREMIUM
Monthly Account Maintenance Fee TT$ 4 Nil
Minimum Balance Requirement TT$ 100 TT$ 1,000
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 10 TT$ 20
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) TT$ 10 TT$ 20
Ad hoc Printing of Account Statement Charge TT$ 6 TT$ 6
Initial Issue of Debit Card Charge Free Free
Duplicate Issue of Debit Card Charge TT$ 25 TT$ 25
Balance Confirmation Certificate TT$ 25
Letters to Embassies for Obtaining VISA TT$ 25
Ledger Folio Charges Free up to 5 transactions per month, TT$ 1 above 5 transactions per month

Special Savings Accounts

FEES AND CHARGES SENIOR SMART FEMALE
Monthly Account Maintenance Fee Nil TT$ 4
Minimum Balance Requirement TT$ 100 TT$ 100
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 10 TT$ 10
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) TT$ 10 TT$ 10
Ad hoc Printing of Account Statement Charge TT$ 6 TT$ 6
Initial Issue of Debit Card Charge Free Free
Duplicate Issue of Debit Card Charge TT$ 25 TT$ 25
Balance Confirmation Certificate TT$ 25
Letters to Embassies for Obtaining VISA TT$ 25
Ledger Folio Charges Free up to 5 transactions per month, TT$ 1 above 5 transactions per month

Youth Savings Accounts

FEES AND CHARGES YOUTH STAR KID STAR
Monthly Account Maintenance Fee TT$ 4 TT$ 2
Minimum Balance Requirement TT$ 100 TT$ 100
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 10 TT$ 10
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) TT$ 10 TT$ 10
Ad hoc Printing of Account Statement Charge TT$ 6 TT$ 6
Initial Issue of Debit Card Charge Free Free
Duplicate Issue of Debit Card Charge TT$ 25 TT$ 25
Balance Confirmation Certificate TT$ 25
Letters to Embassies for Obtaining VISA TT$ 25
Ledger Folio Charges Free up to 5 transactions per month, TT$ 1 above 5 transactions per month

Business / Current / Overdraft / Cash Credit Accounts

FEES AND CHARGES REGULAR CURRENT ACCOUNT
Account Maintenance Fee Nil
Minimum Balance Requirement TT$ 1,000/-
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 25
Account Closure Charges (to be paid if the account is closed within 1st year of opening) TT$ 20
Ad hoc Printing of Account Statement Charge TT$ 10
Initial Issue of Debit Card Charge Free
Duplicate Issue of Debit Card Charge TT$25
Ledger Folio Charges Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page
Issue of Cheque Book Charge Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf

FEES AND CHARGES PREMIUM CURRENT ACCOUNT
Account Maintenance Fee Nil
Minimum Balance Requirement TT$ 15,000/-
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 40
Account Closure Charges (to be paid if the account is closed within 1st year of opening) TT$ 20
Ad hoc Printing of Account Statement Charge TT$ 10
Initial Issue of Debit Card Charge Free
Duplicate Issue of Debit Card Charge TT$25
Ledger Folio Charges Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page
Issue of Cheque Book Charge Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf

FEES AND CHARGES PREMIUM PRIVILEGE CURRENT ACCOUNT
Account Maintenance Fee Nil
Minimum Balance Requirement TT$ 40,000/-
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) TT$ 60
Account Closure Charges (to be paid if the account is closed within 1st year of opening) TT$ 40
Ad hoc Printing of Account Statement Charge TT$ 10
Initial Issue of Debit Card Charge Free
Duplicate Issue of Debit Card Charge TT$25
Ledger Folio Charges Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page
Issue of Cheque Book Charge Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf

Term Deposits

FEES AND CHARGES FIXED DEPOSIT SCHEME TT$ FIXED DEPOSIT SCHEME US$ FIXED DEPOSIT (MONTHLY INCOME PLAN) FIXED DEPOSIT (QUARTERLY INCOME PLAN) RECURRING DEPOSIT
Account Opening Charge Free Free Free Free Free
Account Closure Charge Free Free Free Free Free
Printing of Statement Charges Free Free Free Free Free
Account Maintenance Free Free Free Free Free
Any Other Charges Nil Nil Nil Nil Nil
Prepayment Penalty for premature withdrawal of all deposits, interest will be paid at one percent (1%) less than the rate which is applicable at the time of placing the deposit, for the period for which the deposit has actually run (subject to floor of 0%).

Transactions

FEES AND CHARGES AMOUNT
CC/OD/Loan Processing/Negotiation Fee 1.5% on all loans; minimum: TT$ 1,000
Wire Transfer Charges US$ 10 for transactions between US$ 1 – US$ 15,000
SWIFT/RTGS/Foreign Direct Deposit US$ 15 for transactions between US$ 15,001 – US$ 50,000
US$ 25 for transactions above US$ 50,001
Stop Payment Charges TT$ 25
LINX – Use of other bank’s ATM Nil
LINX – Use of other bank’s POS Terminal TT$ 0.75 per transaction
LINX – Balance Inquiry at other bank’s ATM Nil
US$ Direct Deposit/Cheque Collections 0.1% on amount Minimum TT$ 64
Modification message charges (customer’s request) SWIFT RTGS/ RF2I US$-20 TT$-20

Notes:

  • ANSA Bank reserves the right to change/revise any of its charges/ fees.
  • Please note that the information shown does not include all of our fees and service charges. Requests for additional information on charges for other services can be made at the Branch concerned.
  • In addition to above fees/charges, out of pocket expenses/costs on an actual basis shall be recovered in respect of services, wherever.
  • Valuation, legal (including stamp duty and any other professional fee), inspection charges, etc shall be recovered separately on an actual cost.
  • Postages/courier charges shall be recovered on an actual cost.

Get the latest news from us

Newsletter
Fees & Charges
Financial Statements
News
Privacy Policy
Copyright © ANSA Bank 2022. All rights reserved.