FEES AND CHARGES | REGULAR – TT$ | REGULAR – US$ |
Monthly Account Maintenance Fee | TT$ 4 | Nil |
Minimum Balance Requirement | TT$ 100 | US$ 100 |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | US$ 5 |
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | US$ 5 |
Ad hoc Printing of Account Statement Charge | TT$ 6 | Nil |
Initial Issue of Debit Card Charge | Free | N/A |
Duplicate Issue of Debit Card Charge | TT$ 25 | N/A |
Balance Confirmation Certificate | TT$ 25 | |
Letters to Embassies for Obtaining VISA | TT$ 25 | |
Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
FEES AND CHARGES | PERSONAL | PREMIUM |
Monthly Account Maintenance Fee | TT$ 4 | Nil |
Minimum Balance Requirement | TT$ 100 | TT$ 1,000 |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 20 |
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 20 |
Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
Initial Issue of Debit Card Charge | Free | Free |
Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
Balance Confirmation Certificate | TT$ 25 | |
Letters to Embassies for Obtaining VISA | TT$ 25 | |
Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
FEES AND CHARGES | SENIOR | SMART FEMALE |
Monthly Account Maintenance Fee | Nil | TT$ 4 |
Minimum Balance Requirement | TT$ 100 | TT$ 100 |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 10 |
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 10 |
Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
Initial Issue of Debit Card Charge | Free | Free |
Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
Balance Confirmation Certificate | TT$ 25 | |
Letters to Embassies for Obtaining VISA | TT$ 25 | |
Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
FEES AND CHARGES | YOUTH STAR | KID STAR |
Monthly Account Maintenance Fee | TT$ 4 | TT$ 2 |
Minimum Balance Requirement | TT$ 100 | TT$ 100 |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 10 | TT$ 10 |
Account Closure Charges (to be paid if the account is closed within the 1st year of opening) | TT$ 10 | TT$ 10 |
Ad hoc Printing of Account Statement Charge | TT$ 6 | TT$ 6 |
Initial Issue of Debit Card Charge | Free | Free |
Duplicate Issue of Debit Card Charge | TT$ 25 | TT$ 25 |
Balance Confirmation Certificate | TT$ 25 | |
Letters to Embassies for Obtaining VISA | TT$ 25 | |
Ledger Folio Charges | Free up to 5 transactions per month, TT$ 1 above 5 transactions per month |
FEES AND CHARGES | REGULAR CURRENT ACCOUNT |
Account Maintenance Fee | Nil |
Minimum Balance Requirement | TT$ 1,000/- |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 25 |
Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 20 |
Ad hoc Printing of Account Statement Charge | TT$ 10 |
Initial Issue of Debit Card Charge | Free |
Duplicate Issue of Debit Card Charge | TT$25 |
Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
FEES AND CHARGES | PREMIUM CURRENT ACCOUNT |
Account Maintenance Fee | Nil |
Minimum Balance Requirement | TT$ 15,000/- |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 40 |
Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 20 |
Ad hoc Printing of Account Statement Charge | TT$ 10 |
Initial Issue of Debit Card Charge | Free |
Duplicate Issue of Debit Card Charge | TT$25 |
Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
FEES AND CHARGES | PREMIUM PRIVILEGE CURRENT ACCOUNT |
Account Maintenance Fee | Nil |
Minimum Balance Requirement | TT$ 40,000/- |
Minimum Balance Charge (to be charged quarterly if the account balance falls below the minimum requirement) | TT$ 60 |
Account Closure Charges (to be paid if the account is closed within 1st year of opening) | TT$ 40 |
Ad hoc Printing of Account Statement Charge | TT$ 10 |
Initial Issue of Debit Card Charge | Free |
Duplicate Issue of Debit Card Charge | TT$25 |
Ledger Folio Charges | Minimum TT$ 5 per quarter including in inoperative/ dormant accounts. 25 entries or part thereof to be treated as one ledger page |
Issue of Cheque Book Charge | Current/Chequing/Overdraft – 1st 100 leaves/year: Free Savings – 1st 50 leaves/year: Free TT$ 1 per additional leaf |
FEES AND CHARGES | FIXED DEPOSIT SCHEME TT$ | FIXED DEPOSIT SCHEME US$ | FIXED DEPOSIT (MONTHLY INCOME PLAN) | FIXED DEPOSIT (QUARTERLY INCOME PLAN) | RECURRING DEPOSIT |
Account Opening Charge | Free | Free | Free | Free | Free |
Account Closure Charge | Free | Free | Free | Free | Free |
Printing of Statement Charges | Free | Free | Free | Free | Free |
Account Maintenance | Free | Free | Free | Free | Free |
Any Other Charges | Nil | Nil | Nil | Nil | Nil |
Prepayment Penalty for premature withdrawal of all deposits, interest will be paid at one percent (1%) less than the rate which is applicable at the time of placing the deposit, for the period for which the deposit has actually run (subject to floor of 0%). |
FEES AND CHARGES | AMOUNT |
CC/OD/Loan Processing/Negotiation Fee | 1.5% on all loans; minimum: TT$ 1,000 |
Wire Transfer Charges | US$ 10 for transactions between US$ 1 – US$ 15,000 |
SWIFT/RTGS/Foreign Direct Deposit | US$ 15 for transactions between US$ 15,001 – US$ 50,000 |
US$ 25 for transactions above US$ 50,001 | |
Stop Payment Charges | TT$ 25 |
LINX – Use of other bank’s ATM | Nil |
LINX – Use of other bank’s POS Terminal | TT$ 0.75 per transaction |
LINX – Balance Inquiry at other bank’s ATM | Nil |
US$ Direct Deposit/Cheque Collections | 0.1% on amount Minimum TT$ 64 |
Modification message charges (customer’s request) SWIFT RTGS/ RF2I | US$-20 TT$-20 |
Notes: