When it comes to the gift of giving, we’ve teamed up with the very best. Read more on our Christmas loan specials below or click below to get started right away.

Personal Loan

Christmas expenses can add up quickly. A personal loan can be used to finance a vacation, unexpected costs, medical expenses, school fees and more! Let us help make your wishes come true for up to ten times your salary and no collateral needed.
Santa’s extras this Christmas:
  • Up to 10x your salary
  • No collateral needed
  • For almost anything on your wish list*
  • 24 hour approvals*

Vehicle Loan

Our vehicle loans are flexible and customized with you in mind for this holiday season. Whether you want to finance the vehicle alone, or would prefer to include those hefty annual insurance premiums into one easy instalment we can facilitate the loan payments that suit you to ensure your vehicle wishes come true this Christmas.
Santa’s extras this Christmas:
  • Flexible terms
  • Competitive rates
  • 24 hour approvals

Residential Mortgages

Apply for our flexible and negotiable home mortgage to finance the purchase of a dream home this Christmas, with the purchased home being the security against the loan.
Santa’s extras this Christmas:
  • Finance up to 95% based on qualifications
  • Life insurance required to cover the value of the loan
  • Loan up to 30 years or up to the age of 60
  • Preferential terms available on Term Life policies from Tatil Life.
  • Preferential terms available from Tatil on property insurance.
  • Your mortgage loan can be customised to include the purchase of furniture and appliances from Standard.

Commercial Mortgages

Make your business wishes come true with flexible and negotiable Commercial Mortgages from our Christmas team! Purchase or upgrade a property, or inject cash into your business this holiday season.
Santa’s extras this Christmas:
  • Low down payment – lend up to 90% borrowing capability of the market value of the property
  • Up to 15 years
  • Competitive pricing
  • Flexible and negotiable terms based on the quality of the security and credit risk assessment.


Alleviate your liquidity stress this holiday season with a commercial overdraft including:
  • Flexible rates
  • Unsecured options available
  • Ease of execution

Loan Requirements

To apply, you’ll need:

Christmas Loan Application Form

Christmas Loan
Type of Loan
Preferred Branch
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