Mortgages

At ANSA Bank, our flexible inOne mortgage solution is designed to make property ownership easier, more affordable, and stress-free. Whether you’re a first-time buyer or looking to invest, we provide the support you need to step into your new home with confidence.

Why Choose an ANSA Bank inOne Mortgage?
  • Low Down Payment: Start your journey with as low as a 5% down payment, making it easier to move in sooner.
  • Extended Protection: Qualify for up to 3 years of property insurance included with your mortgage for added peace of mind.
  • Flexible Terms: Enjoy competitive interest rates and repayment schedules tailored to your unique financial goals.

    • These are the inOne Mortgage options tailored for you:

    1. Residential Mortgage

    To purchase or build your home.

    2. Land Mortgages

    To purchase a parcel of land.

    3. Equity Mortgages

    To use your property as equity to renovate your home or to expand your business.

    4. Bridging Finance

    Short term facility during the construction phase of the project where funds are released in line with the development.

    Get pre-approved for a residential mortgage or home equity loan

    Apply Now
    Requirements

    5. Commercial Mortgages

    For businesses purchasing a property or land using their existing property as equity for their working capital needs.

    Get pre-approved for a commercial mortgage

    Apply Now
    Requirements

    Requirements

    Individuals
    • ANSA Bank Know Your Customer Form
    • One valid form of Photo ID (Passport, National ID)
    • Proof of address
    • Proof of income – must be verified by a phone contact from an independent source (yellow pages)
    • Job letter (Verified by telephone with employer)
    • Salary slip (in the last 2 months)
    • If retired: NIS Slip, Pension Statement or Bank statement validating pension
    • Bank account statements for the last 3 months
    • Declaration of Source of Funds (for deposits over TT$50,000)
    • If self-employed: Income Declaration Form
    Limited Liability Companies
    • ANSA Bank Know Your Customer Form
    • One valid form of Photo ID (Passport, National ID) from each:
    •       * Beneficial owner with more than 10% shareholding interest
    •       * Director
    •       * Account Signatory
    •       * Corporate Secretary
    • Certificate & Articles of Incorporation
    • Certificate & Articles of Continuance (If incorporated before 1996)
    • Articles of Association (If incorporated before 1996)
    • By-Laws (if incorporated after 1995)
    • Annual Return within the last 12 months
    • Return of Beneficial ownership (Form 45)
    • Financials or Management Accounts for the last 3 years
    • Corporate/Board Resolution
    • Declaration of Source of Funds for deposits over TT$50,000

    The following listed businesses also require registration certification by FIU